See your repayments, how interest-only or an offset account changes things, and your full repayment schedule.
Fortnightly and weekly use the common “split monthly” method (monthly repayment × 12/26 or × 12/52). Many Australian lenders calculate this way.
Your results
Amortisation schedule
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This calculator provides general information only and is not credit assistance or personal financial advice. Results are a guide only. Calculations assume your interest rate stays the same for the whole term and exclude fees and charges. Interest is simulated period-by-period using a rate ÷ periods-per-year method (monthly equivalent); lenders may calculate daily interest and charge monthly, and rounding can differ. Fortnightly and weekly repayments use the common split-monthly method. Your lender may calculate repayments differently. Nexus Money has helped Australians with home loans since 2004, with $2 billion+ settled across 60+ lenders (Brisbane & Gold Coast). See our privacy policy.
